Submission to Quote in Minutes.
Bind to Insight in Seconds.
AI underwriting platform for MGAs, Lloyd’s syndicates, and specialty insurers.
Vates Risk automates the full policy lifecycle — from broker submission processing through to live exposure tracking — turning every document into a queryable data asset.
Built by people from
Underwriters spend over 50% of their time on low value-add activities that don’t require their expertise.
Chasing documents. Rekeying data. Waiting on broker responses. Meanwhile, submissions pile up, quotes get delayed, and portfolio exposure remains a mystery until renewal season.
From Submission to Quote
See Every Submission
On One Workbench
Every submission and its status across your team. Monitor deadlines, prioritise what matters. Clarity for underwriters, visibility for management.
Process Submissions
In Minutes
Drop submissions into Vates Risk and get structured risk data back in minutes. No manual data entry. Start every quote from clean data.
Auto-Populate
Forms and Quotes
Create and populate documents automatically from extracted submission data. Review, verify, edit, and action directly.
Assess Appetite
Instantly
Assess submissions against your defined business criteria the moment they arrive, so your underwriters don't spend time on risks that will never bind.
Benchmark
New Submissions
Compare new submissions to similar quoted risks to gauge precedent quickly.
Calculate Premiums
Using Your Rating Logic
Configure your factors, loadings, and adjustments to run your rating pricing calculations in Vates Risk.
Always On. Always Working.
Every document processed builds your queryable risk dataset. These capabilities run continuously across your entire book.
Track Exposures
In Real Time
Monitor aggregated exposure across vendor, geography, industry, or peril. Watch concentration build as policies bind.
Find Documents
In Seconds
Automatically organise and archive every submission, uploaded document, worksheet, and quote.
Complete Audit Trail
For Every Decision
Every action logged, every change tracked. From initial submission through quote, bind, and beyond — full traceability for reporting, compliance, and capacity-provider requirements.
Built by Underwriters for Underwriters
Vates Risk is purpose-built for the complexity of specialty underwriting, where every submission is different and every decision carries weight.
Data-First Architecture
Every document becomes part of a normalised, queryable risk dataset, unlocking portfolio analytics, exposure aggregations and management reporting.
Designed by Underwriters
Configurable submission processing, business rules and pricing. Vates Risk handles the grunt work so underwriters can maximise performance.
Make Better, Faster Decisions
Process submissions and generate quotes in minutes with increased accuracy and control.
Book a Demo
See how Vates Risk accelerates your quote turnaround, improves portfolio visibility, and lets underwriters focus on what matters.